Who Are Snap Finance?

Snap Finance offer point of sale loans that are up to 36 months in term. With their Pay in 4 option, if you settle your loan within 4 months, then any interest you will have accrued will be cancelled! 

They are flexible and your payments can be too. If life happens, you can just continue with your minimum payments over the full term. 

Check your eligibility without affecting your credit score! 

(Please note: A hard credit search will be required at point of completion of your loan)

Get in Touch to Apply

Spread the cost or Pay in 4*

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the amount of credit advanced within the pay in 4 period.

Flexible repayment options are available. Pay weekly, fortnightly, every 4 weeks or monthly.

Representative example: Cost of goods £915, Deposit £15, Amount of Credit £900. Annual Fixed Interest Rate 53.30%, Weekly payment of £14.22, Term 104 weeks, Total Payable £1493.88, Representative 69.9% APR.

What is Pay in 4

All Snap Finance loans come with the Pay in 4 option!

If you repay the full amount back in 4 monthly instalments then any interest will be cancelled. If payday is right around the corner but your purchase can't wait, let Snap pay for it, then settle within 4 months!  

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the amount of credit advanced within the Pay in 4 period.

Flexible repayment options available. Choose weekly, fortnightly, every four weeks or monthly.

Contact Us to Find More

Get in touch to find out more

If you are interested in applying for a Snap Finance Loan, please contact our Customer Care service by chat, phone at 1235 426990 or email at info@gardenfurniturehouse.co.uk.

You can apply directly with Snap Finance by clicking here.

Eligibility criteria

Here are our eligiblity criteria to access a Snap! Finance loan:

Be over 18 years of age.

Have a £200+ income per week.

Have a valid debit card to set up a direct debit.

Be a UK resident.

Pay £15 deposit by credit or debit card.


SWJ UK Ltd trading as Garden Furniture House is authorised and regulated by the Financial Conduct Authority (Firm reference number: 650857). We are a credit broker, not a lender, and offer credit facilities from Snap Finance Ltd. Snap Finance Ltd act as the lender. Credit Subject to status. Terms and Conditions apply. Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB